Oct 29 2021, 1:55am
it's a matter of TIME. I have time to lurk on occasion, but not as much time to post as I would like.
My husband was classified, as a mental health counselor/child therapist, as essential during Covid, and I homeschool, so our lives didn't really slow down during the early days of Covid, unlike many others. Plus, Idaho has been open since summer 2020, so there's that, too.
Here's what's on my plate atm:
1. We're building our house (yes, sadly, still- more explanation below),
2. I'm running a soap and candle farmer's market business (we still have almost every Saturday booked through Dec 11th- by we, I mean my business partner and I. She's doing most of the events, though both of our product is on the table, as she's been doing it for 25 years, and she knows we need to work on the house), AND
3. Due to Covid blowing up our budget on our house build, and leaving us about $8500 short of the amount we need to finish it, I've also picked up a few house cleaning jobs, too. I can't wear a mask physically- I overheat and pass out (I can't use steam saunas, either- never could get my face hot), so, with corporations starting to push them again, a "regular" job isn't going to work for me.
Between the Covid price gouging (OSB- that board under your siding- went from $8/sheet to (I kid you not) $70/sheet, and all construction materials prices went sky-high like that We had enough to finish our house...until that happened ), and the cost of everything else going up (but wages not budging), my husband's income doesn't leave hardly anything left over for construction materials now.
He may have a master's degree in mental health, but he's working at a community mental health agency that is 95% funded by Washington Medicaid, and anyone who has experience with that knows that Medicaid only reimburses $0.40 for every $1 on medical services. He could make more, theoretically, in private practice, but he's not licensed in Idaho yet where we live, and Washington healthcare is all corporate-run now. Plus, if a private practice client doesn't show up, he doesn't get paid for that hour, and that's very risky when he's our main source of income!
So I'm doing the farmer's market/vendor events, and housecleaning, in an attempt to try and help pay for construction materials. Since we're owner-builders, but aren't professional contractors, we cannot get a construction loan to finish the job, and we can't afford another loan payment, either. We also can't refi our property, despite having almost $100,000 in equity, because banks won't refinance a land loan (we don't owe anything on the house, just the land), and it won't be a real mortgage til the house is done, and we have a Certificate of Occupancy from the county, so those funds are literally tied up in the land, and unavailable to us for construction.
It's been very, very frustrating, to say the least. I even started a Go Fund Me, hoping that someone out there would see our plight and offer to help, but that hasn't gone anywhere, either. I imagine living in an rv trailer for 2.5 years with two kids in a place with harsh winters to build our home on our land that, in the end, will be far more affordable (since we only owe on the land) than anything else in the area isn't something that really tugs at the heartstrings
I'm trying to keep in mind the big picture that started this in the first place- that, in the end, we'll only pay a quarter of my husband's salary on our mortgage, as opposed to everyone else, who are paying over $2,000 per month for even tiny apartments (yeah, the housing here right now is out of control. Hopefully that'll change after this year's local elections, and we kick out very corrupt city and county officials who are the direct cause of the housing mess).
But, in the meantime, we're really weary of living in the trailer, 3 minute showers (a 7 gallon water heater doesn't go far), a tiny kitchen, the girls want an actual room again, rather than just bunks, frozen hoses and drain lines (really hoping that doesn't happen again this winter- had to use the neighbor's portapotty on their site for two days in single digit temps, and shower at my in-law's house 25 miles away), and the audacity of the field mice in unceremoniously seeking free food and warm lodgings every winter (we are composing a plan worthy of the Normandy invasion for this winter with the little jerks).
Sorry for the rant...it's been a frustrating season with Covid's effects on finances, and the house build, and the delays the price-gouging has caused
Anyway, that's why I haven't been posting quite as often. I've been pretty busy in real life. I've also noticed that there haven't been many posts overall, as you pointed out, so there's less to comment ON. I've asked some questions, but they don't get many answers, either.
My guess is that people are just busy, to be honest. That's probably the biggest reason why the boards have slowed down.
My writing and novels:
My Hobbit Fanfiction
My historical novel print and kindle version
My historical novels ebook version compatible with all ereaders
You can also find my novel at most major book retailers online (and for those outside the US who prefer a print book, you can find the print version at Book Depository). Search "Amazing Grace Amanda Longpre'" to find it.
Happy reading everyone!